Call reports 2018
COUNTRY BANK — 2018
What COUNTRY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 687,008,000 | 703,855,000 | 710,603,000 | 727,672,000 |
| Total loans | 520,013,000 | 531,376,000 | 538,669,000 | 562,461,000 |
| Allowance for loan losses | 6,777,000 | 6,982,000 | 6,987,000 | 7,091,000 |
| Securities available for sale | 143,825,000 | 140,319,000 | 138,307,000 | 143,816,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 579,221,000 | 594,991,000 | 603,118,000 | 608,117,000 |
| Interest-bearing deposits | 469,033,000 | 494,587,000 | 492,794,000 | 508,663,000 |
| Noninterest-bearing deposits | 110,188,000 | 100,404,000 | 110,324,000 | 99,454,000 |
| Equity capital | 68,824,000 | 69,938,000 | 68,368,000 | 73,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,855,000 | 17,532,000 | 26,667,000 | 36,447,000 |
| Interest expense | 1,783,000 | 3,699,000 | 5,920,000 | 8,252,000 |
| Net interest income | 7,072,000 | 13,833,000 | 20,747,000 | 28,195,000 |
| Noninterest income | 135,000 | 252,000 | 381,000 | 514,000 |
| Noninterest expense | 3,739,000 | 7,673,000 | 11,525,000 | 15,520,000 |
| Provision for loan losses | 400,000 | 600,000 | 600,000 | 700,000 |
| Pretax income | 3,078,000 | 5,891,000 | 9,082,000 | 12,568,000 |
| Income tax | 541,000 | 1,067,000 | 1,591,000 | 2,206,000 |
| Net income | 2,537,000 | 4,824,000 | 7,491,000 | 10,362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,386,000 | 68,671,000 | 70,338,000 | 71,340,000 |
| Total capital | 74,092,000 | 75,447,000 | 77,260,000 | 78,431,000 |
| Risk-weighted assets | 536,520,000 | 541,796,000 | 546,742,000 | 577,212,000 |