Call reports 2016
COUNTRY BANK — 2016
What COUNTRY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 592,590,000 | 597,024,000 | 604,251,000 | 630,619,000 |
| Total loans | 398,684,000 | 418,214,000 | 453,225,000 | 465,899,000 |
| Allowance for loan losses | 5,023,000 | 5,313,000 | 5,628,000 | 6,078,000 |
| Securities available for sale | 10,370,000 | 5,836,000 | 10,742,000 | 9,964,000 |
| Securities held to maturity | 139,361,000 | 132,565,000 | 120,536,000 | 125,348,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 509,380,000 | 520,586,000 | 518,633,000 | 526,514,000 |
| Interest-bearing deposits | 431,888,000 | 434,426,000 | 442,687,000 | 429,478,000 |
| Noninterest-bearing deposits | 77,492,000 | 86,160,000 | 75,946,000 | 97,036,000 |
| Equity capital | 51,719,000 | 54,548,000 | 56,495,000 | 57,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,024,000 | 15,659,000 | 22,848,000 | 30,658,000 |
| Interest expense | 1,833,000 | 3,650,000 | 5,439,000 | 7,222,000 |
| Net interest income | 5,191,000 | 12,009,000 | 17,409,000 | 23,436,000 |
| Noninterest income | 133,000 | -39,000 | 27,000 | 137,000 |
| Noninterest expense | 3,394,000 | 6,869,000 | 10,584,000 | 14,450,000 |
| Provision for loan losses | 0 | 275,000 | 575,000 | 1,025,000 |
| Pretax income | 1,941,000 | 4,841,000 | 6,210,000 | 8,031,000 |
| Income tax | 584,000 | 1,484,000 | 1,862,000 | 1,947,000 |
| Net income | 1,357,000 | 3,357,000 | 4,348,000 | 6,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,783,000 | 54,481,000 | 56,473,000 | 58,208,000 |
| Total capital | 56,806,000 | 59,794,000 | 62,101,000 | 64,286,000 |
| Risk-weighted assets | 442,153,000 | 449,567,000 | 479,439,000 | 489,489,000 |