Call reports 2015
COUNTRY BANK — 2015
What COUNTRY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 529,904,000 | 554,788,000 | 542,152,000 | 605,864,000 |
| Total loans | 333,764,000 | 357,890,000 | 362,245,000 | 402,954,000 |
| Allowance for loan losses | 3,929,000 | 4,251,000 | 4,566,000 | 4,919,000 |
| Securities available for sale | 5,193,000 | 4,838,000 | 4,821,000 | 24,556,000 |
| Securities held to maturity | 168,143,000 | 168,049,000 | 146,989,000 | 140,710,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 454,402,000 | 480,538,000 | 467,319,000 | 489,401,000 |
| Interest-bearing deposits | 379,704,000 | 400,167,000 | 388,510,000 | 410,015,000 |
| Noninterest-bearing deposits | 74,698,000 | 80,371,000 | 78,809,000 | 79,386,000 |
| Equity capital | 42,930,000 | 48,422,000 | 49,016,000 | 50,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,000,000 | 12,920,000 | 19,190,000 | 25,766,000 |
| Interest expense | 1,500,000 | 3,106,000 | 4,759,000 | 6,449,000 |
| Net interest income | 4,500,000 | 9,814,000 | 14,431,000 | 19,317,000 |
| Noninterest income | 136,000 | 264,000 | 395,000 | 553,000 |
| Noninterest expense | 3,300,000 | 6,839,000 | 10,279,000 | 13,972,000 |
| Provision for loan losses | 267,000 | 467,000 | 773,000 | 1,179,000 |
| Pretax income | 1,075,000 | 2,780,000 | 4,292,000 | 6,035,000 |
| Income tax | 299,000 | 865,000 | 1,339,000 | 1,825,000 |
| Net income | 776,000 | 1,915,000 | 2,953,000 | 4,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,849,000 | 48,256,000 | 48,888,000 | 50,908,000 |
| Total capital | 46,778,000 | 52,507,000 | 53,454,000 | 55,827,000 |
| Risk-weighted assets | 432,008,000 | 459,628,000 | 427,733,000 | 459,800,000 |