Call reports 2014
COUNTRY BANK — 2014
What COUNTRY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 520,177,000 | 511,835,000 | 507,904,000 | 525,978,000 |
| Total loans | 310,787,000 | 315,832,000 | 309,351,000 | 324,780,000 |
| Allowance for loan losses | 3,860,000 | 3,969,000 | 4,148,000 | 3,631,000 |
| Securities available for sale | 3,034,000 | 4,662,000 | 4,661,000 | 6,477,000 |
| Securities held to maturity | 169,064,000 | 165,118,000 | 164,883,000 | 168,734,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 440,616,000 | 445,854,000 | 444,629,000 | 442,363,000 |
| Interest-bearing deposits | 360,582,000 | 367,660,000 | 368,293,000 | 367,384,000 |
| Noninterest-bearing deposits | 80,034,000 | 78,194,000 | 76,336,000 | 74,979,000 |
| Equity capital | 41,679,000 | 41,831,000 | 42,260,000 | 42,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,921,000 | 11,861,000 | 17,956,000 | 24,147,000 |
| Interest expense | 1,414,000 | 2,881,000 | 4,352,000 | 5,839,000 |
| Net interest income | 4,507,000 | 8,980,000 | 13,604,000 | 18,308,000 |
| Noninterest income | 160,000 | 294,000 | 458,000 | 608,000 |
| Noninterest expense | 3,093,000 | 6,072,000 | 9,085,000 | 12,742,000 |
| Provision for loan losses | 300,000 | 609,000 | 778,000 | 878,000 |
| Pretax income | 1,274,000 | 2,681,000 | 4,287,000 | 5,473,000 |
| Income tax | 469,000 | 956,000 | 1,493,000 | 2,021,000 |
| Net income | 805,000 | 1,725,000 | 2,794,000 | 3,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,653,000 | 41,813,000 | 42,424,000 | 42,573,000 |
| Total capital | 45,513,000 | 45,782,000 | 46,572,000 | 46,204,000 |
| Risk-weighted assets | 342,984,000 | 347,733,000 | 342,048,000 | 362,395,000 |