Call reports 2013
COUNTRY BANK — 2013
What COUNTRY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 451,711,000 | 437,390,000 | 506,211,000 | 514,970,000 |
| Total loans | 283,378,000 | 291,560,000 | 313,746,000 | 317,533,000 |
| Allowance for loan losses | 4,249,000 | 4,481,000 | 4,552,000 | 3,924,000 |
| Securities available for sale | 102,332,000 | 0 | 0 | 1,248,000 |
| Securities held to maturity | 0 | 125,101,000 | 168,663,000 | 169,395,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 391,768,000 | 379,719,000 | 420,039,000 | 428,755,000 |
| Interest-bearing deposits | 320,943,000 | 308,715,000 | 348,578,000 | 353,821,000 |
| Noninterest-bearing deposits | 70,825,000 | 71,004,000 | 71,461,000 | 74,934,000 |
| Equity capital | 36,028,000 | 36,549,000 | 39,239,000 | 41,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,789,000 | 9,450,000 | 15,096,000 | 21,132,000 |
| Interest expense | 1,461,000 | 2,835,000 | 4,228,000 | 5,648,000 |
| Net interest income | 3,328,000 | 6,615,000 | 10,868,000 | 15,484,000 |
| Noninterest income | 105,000 | 233,000 | 30,000 | 700,000 |
| Noninterest expense | 2,728,000 | 5,568,000 | 8,386,000 | 11,606,000 |
| Provision for loan losses | 300,000 | 642,000 | 1,048,000 | 1,148,000 |
| Pretax income | 790,000 | 1,773,000 | 2,599,000 | 4,565,000 |
| Income tax | 298,000 | 660,000 | 946,000 | 1,534,000 |
| Net income | 492,000 | 1,113,000 | 1,653,000 | 3,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,277,000 | 36,549,000 | 39,239,000 | 41,131,000 |
| Total capital | 40,000,000 | 40,448,000 | 43,493,000 | 45,055,000 |
| Risk-weighted assets | 297,435,000 | 311,371,000 | 343,065,000 | 350,510,000 |