Call reports 2012
COUNTRY BANK — 2012
What COUNTRY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 450,051,000 | 448,440,000 | 446,819,000 | 448,656,000 |
| Total loans | 296,763,000 | 279,347,000 | 286,884,000 | 280,333,000 |
| Allowance for loan losses | 6,743,000 | 5,353,000 | 6,474,000 | 3,981,000 |
| Securities available for sale | 55,124,000 | 47,610,000 | 77,675,000 | 95,399,000 |
| Securities held to maturity | 0 | 65,459,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,676,000 | 391,167,000 | 381,613,000 | 391,017,000 |
| Interest-bearing deposits | 328,903,000 | 331,626,000 | 323,884,000 | 321,192,000 |
| Noninterest-bearing deposits | 64,773,000 | 59,541,000 | 57,729,000 | 69,825,000 |
| Equity capital | 35,196,000 | 35,542,000 | 37,106,000 | 36,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,898,000 | 11,457,000 | 16,968,000 | 21,801,000 |
| Interest expense | 1,962,000 | 3,845,000 | 5,655,000 | 7,257,000 |
| Net interest income | 3,936,000 | 7,612,000 | 11,313,000 | 14,544,000 |
| Noninterest income | 51,000 | 184,000 | 157,000 | 312,000 |
| Noninterest expense | 2,758,000 | 5,741,000 | 8,431,000 | 11,569,000 |
| Provision for loan losses | 2,105,000 | 2,449,000 | 3,477,000 | 3,777,000 |
| Pretax income | 887,000 | 1,994,000 | 3,607,000 | 4,428,000 |
| Income tax | 246,000 | 635,000 | 1,276,000 | 1,419,000 |
| Net income | 641,000 | 1,359,000 | 2,331,000 | 3,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,443,000 | 35,721,000 | 36,253,000 | 36,491,000 |
| Total capital | 39,132,000 | 39,362,000 | 39,929,000 | 40,134,000 |
| Risk-weighted assets | 292,052,000 | 289,402,000 | 291,276,000 | 291,264,000 |