Call reports 2011
COUNTRY BANK — 2011
What COUNTRY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 450,265,000 | 455,654,000 | 460,163,000 | 467,923,000 |
| Total loans | 290,294,000 | 289,088,000 | 306,907,000 | 311,329,000 |
| Allowance for loan losses | 3,581,000 | 3,548,000 | 4,262,000 | 4,681,000 |
| Securities available for sale | 114,731,000 | 111,095,000 | 121,068,000 | 101,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 388,419,000 | 398,718,000 | 394,474,000 | 411,357,000 |
| Interest-bearing deposits | 340,481,000 | 347,218,000 | 340,312,000 | 329,657,000 |
| Noninterest-bearing deposits | 47,938,000 | 51,500,000 | 54,162,000 | 81,700,000 |
| Equity capital | 35,480,000 | 35,274,000 | 34,113,000 | 35,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,021,000 | 12,541,000 | 18,548,000 | 24,841,000 |
| Interest expense | 2,478,000 | 4,835,000 | 7,165,000 | 9,244,000 |
| Net interest income | 3,543,000 | 7,706,000 | 11,383,000 | 15,597,000 |
| Noninterest income | 229,000 | -166,000 | 8,000 | 248,000 |
| Noninterest expense | 3,849,000 | 6,257,000 | 8,978,000 | 12,366,000 |
| Provision for loan losses | 300,000 | 700,000 | 1,400,000 | 3,200,000 |
| Pretax income | 1,222,000 | 2,750,000 | 3,251,000 | 4,026,000 |
| Income tax | 323,000 | 917,000 | 1,033,000 | 1,176,000 |
| Net income | 899,000 | 1,833,000 | 2,218,000 | 2,850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,202,000 | 35,486,000 | 35,419,000 | 35,603,000 |
| Total capital | 38,783,000 | 39,034,000 | 39,403,000 | 39,579,000 |
| Risk-weighted assets | 295,207,000 | 299,941,000 | 319,425,000 | 317,343,000 |