Call reports 2010
COUNTRY BANK — 2010
What COUNTRY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 481,069,000 | 467,847,000 | 471,788,000 | 452,736,000 |
| Total loans | 357,593,000 | 341,837,000 | 325,082,000 | 298,556,000 |
| Allowance for loan losses | 3,900,000 | 4,498,000 | 3,885,000 | 3,634,000 |
| Securities available for sale | 86,115,000 | 95,974,000 | 117,697,000 | 115,656,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 396,254,000 | 399,782,000 | 402,309,000 | 390,153,000 |
| Interest-bearing deposits | 353,743,000 | 354,142,000 | 350,769,000 | 341,986,000 |
| Noninterest-bearing deposits | 42,511,000 | 45,640,000 | 51,540,000 | 48,167,000 |
| Equity capital | 37,228,000 | 36,940,000 | 37,802,000 | 36,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,705,000 | 13,030,000 | 19,636,000 | 25,776,000 |
| Interest expense | 3,006,000 | 5,971,000 | 8,827,000 | 11,499,000 |
| Net interest income | 3,699,000 | 7,059,000 | 10,809,000 | 14,277,000 |
| Noninterest income | 191,000 | 362,000 | 530,000 | 972,000 |
| Noninterest expense | 3,397,000 | 6,478,000 | 9,552,000 | 13,467,000 |
| Provision for loan losses | 557,000 | 1,157,000 | 1,758,000 | 2,258,000 |
| Pretax income | 2,825,000 | 3,464,000 | 3,917,000 | 4,329,000 |
| Income tax | 1,158,000 | 1,419,000 | 1,597,000 | 1,779,000 |
| Net income | 1,667,000 | 2,045,000 | 2,320,000 | 2,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,387,000 | 36,266,000 | 35,995,000 | 35,002,000 |
| Total capital | 40,301,000 | 40,575,000 | 39,880,000 | 38,636,000 |
| Risk-weighted assets | 354,745,000 | 344,552,000 | 330,373,000 | 302,638,000 |