Call reports 2009
COUNTRY BANK — 2009
What COUNTRY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 518,164,000 | 526,066,000 | 492,734,000 | 482,121,000 |
| Total loans | 378,058,000 | 361,733,000 | 356,799,000 | 354,185,000 |
| Allowance for loan losses | 2,829,000 | 2,937,000 | 3,077,000 | 3,376,000 |
| Securities available for sale | 878,000 | 0 | 0 | 8,631,000 |
| Securities held to maturity | 92,234,000 | 111,014,000 | 95,915,000 | 90,160,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 428,912,000 | 434,855,000 | 399,716,000 | 382,579,000 |
| Interest-bearing deposits | 383,961,000 | 379,831,000 | 355,489,000 | 340,839,000 |
| Noninterest-bearing deposits | 44,951,000 | 55,024,000 | 44,227,000 | 41,740,000 |
| Equity capital | 32,251,000 | 33,409,000 | 34,677,000 | 35,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,700,000 | 15,507,000 | 22,896,000 | 29,890,000 |
| Interest expense | 3,848,000 | 7,701,000 | 11,283,000 | 14,595,000 |
| Net interest income | 3,852,000 | 7,806,000 | 11,613,000 | 15,295,000 |
| Noninterest income | 229,000 | 414,000 | 605,000 | 791,000 |
| Noninterest expense | 2,699,000 | 5,453,000 | 8,472,000 | 12,115,000 |
| Provision for loan losses | 142,000 | 292,000 | 592,000 | 892,000 |
| Pretax income | 1,341,000 | 2,600,000 | 5,588,000 | 7,497,000 |
| Income tax | 570,000 | 1,086,000 | 2,306,000 | 3,072,000 |
| Net income | 771,000 | 1,514,000 | 3,282,000 | 4,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,265,000 | 33,409,000 | 34,677,000 | 35,320,000 |
| Total capital | 35,107,000 | 36,346,000 | 37,754,000 | 38,696,000 |
| Risk-weighted assets | 367,408,000 | 352,898,000 | 347,244,000 | 348,753,000 |