Call reports 2007
COUNTRY BANK — 2007
What COUNTRY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 403,436,000 | 423,162,000 | 439,430,000 | 463,681,000 |
| Total loans | 262,198,000 | 302,508,000 | 327,424,000 | 337,428,000 |
| Allowance for loan losses | 2,023,000 | 2,169,000 | 2,289,000 | 2,367,000 |
| Securities available for sale | 31,868,000 | 11,266,000 | 11,510,000 | 1,419,000 |
| Securities held to maturity | 77,399,000 | 85,957,000 | 82,456,000 | 98,312,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,065,000 | 331,010,000 | 352,841,000 | 375,424,000 |
| Interest-bearing deposits | 277,447,000 | 287,843,000 | 309,721,000 | 324,343,000 |
| Noninterest-bearing deposits | 39,618,000 | 43,167,000 | 43,120,000 | 51,081,000 |
| Equity capital | 29,666,000 | 29,393,000 | 30,469,000 | 31,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,359,000 | 14,660,000 | 22,550,000 | 31,098,000 |
| Interest expense | 3,317,000 | 6,852,000 | 10,710,000 | 14,764,000 |
| Net interest income | 4,042,000 | 7,808,000 | 11,840,000 | 16,334,000 |
| Noninterest income | 207,000 | 396,000 | 582,000 | 761,000 |
| Noninterest expense | 2,537,000 | 4,946,000 | 7,460,000 | 10,045,000 |
| Provision for loan losses | 154,000 | 289,000 | 408,000 | 566,000 |
| Pretax income | 1,558,000 | 2,969,000 | 4,554,000 | 6,616,000 |
| Income tax | 676,000 | 1,273,000 | 1,939,000 | 2,822,000 |
| Net income | 882,000 | 1,696,000 | 2,615,000 | 3,794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,694,000 | 29,509,000 | 30,428,000 | 31,307,000 |
| Total capital | 31,737,000 | 31,713,000 | 32,753,000 | 33,702,000 |
| Risk-weighted assets | 265,445,000 | 280,333,000 | 295,016,000 | 313,678,000 |