Call reports 2006
COUNTRY BANK — 2006
What COUNTRY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 337,352,000 | 356,691,000 | 373,760,000 | 396,358,000 |
| Total loans | 227,056,000 | 250,440,000 | 250,132,000 | 255,552,000 |
| Allowance for loan losses | 1,485,000 | 1,591,000 | 1,675,000 | 1,875,000 |
| Securities available for sale | 3,070,000 | 2,623,000 | 12,775,000 | 22,092,000 |
| Securities held to maturity | 84,879,000 | 78,846,000 | 73,876,000 | 71,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,692,000 | 281,173,000 | 297,965,000 | 320,746,000 |
| Interest-bearing deposits | 237,340,000 | 234,418,000 | 253,153,000 | 278,090,000 |
| Noninterest-bearing deposits | 40,352,000 | 46,755,000 | 44,812,000 | 42,656,000 |
| Equity capital | 27,312,000 | 28,104,000 | 27,925,000 | 28,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,828,000 | 11,752,000 | 18,281,000 | 25,165,000 |
| Interest expense | 2,236,000 | 4,651,000 | 7,369,000 | 10,514,000 |
| Net interest income | 3,592,000 | 7,101,000 | 10,912,000 | 14,651,000 |
| Noninterest income | 321,000 | 584,000 | 793,000 | 989,000 |
| Noninterest expense | 2,373,000 | 4,673,000 | 7,159,000 | 9,442,000 |
| Provision for loan losses | 102,000 | 207,000 | 287,000 | 528,000 |
| Pretax income | 1,438,000 | 2,805,000 | 4,259,000 | 5,670,000 |
| Income tax | 649,000 | 1,256,000 | 1,895,000 | 2,489,000 |
| Net income | 789,000 | 1,549,000 | 2,364,000 | 3,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,423,000 | 28,182,000 | 27,997,000 | 28,815,000 |
| Total capital | 28,933,000 | 29,798,000 | 29,687,000 | 30,714,000 |
| Risk-weighted assets | 204,314,000 | 217,886,000 | 216,384,000 | 225,026,000 |