Call reports 2003
COUNTRY BANK — 2003
What COUNTRY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 252,439,000 | 288,935,000 | 310,628,000 | 322,192,000 |
| Total loans | 129,079,000 | 131,366,000 | 146,772,000 | 162,930,000 |
| Allowance for loan losses | 813,000 | 848,000 | 812,000 | 852,000 |
| Securities available for sale | 109,100,000 | 83,304,000 | 17,320,000 | 24,408,000 |
| Securities held to maturity | 0 | 56,528,000 | 131,725,000 | 118,700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,545,000 | 261,455,000 | 278,268,000 | 288,899,000 |
| Interest-bearing deposits | 192,953,000 | 226,134,000 | 236,851,000 | 242,813,000 |
| Noninterest-bearing deposits | 31,592,000 | 35,321,000 | 41,417,000 | 46,086,000 |
| Equity capital | 14,396,000 | 14,390,000 | 14,310,000 | 15,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,678,000 | 5,621,000 | 8,666,000 | 11,897,000 |
| Interest expense | 1,131,000 | 2,512,000 | 3,994,000 | 5,415,000 |
| Net interest income | 1,547,000 | 3,109,000 | 4,672,000 | 6,482,000 |
| Noninterest income | 261,000 | 537,000 | 831,000 | 1,147,000 |
| Noninterest expense | 1,829,000 | 3,614,000 | 5,340,000 | 7,059,000 |
| Provision for loan losses | 55,000 | 85,000 | 75,000 | 75,000 |
| Pretax income | 75,000 | 301,000 | 540,000 | 1,152,000 |
| Income tax | 47,000 | 138,000 | 230,000 | 422,000 |
| Net income | 28,000 | 163,000 | 310,000 | 730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,464,000 | 14,331,000 | 14,345,000 | 15,832,000 |
| Total capital | 15,277,000 | 15,179,000 | 15,157,000 | 16,684,000 |
| Risk-weighted assets | 149,789,000 | 137,493,000 | 156,189,000 | 158,307,000 |