Call reports 2002
COUNTRY BANK — 2002
What COUNTRY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 158,007,000 | 189,986,000 | 211,189,000 | 216,735,000 |
| Total loans | 96,023,000 | 117,915,000 | 118,509,000 | 117,540,000 |
| Allowance for loan losses | 791,000 | 794,000 | 820,000 | 755,000 |
| Securities available for sale | 36,492,000 | 61,303,000 | 74,490,000 | 59,740,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,023,000 | 159,225,000 | 175,755,000 | 196,200,000 |
| Interest-bearing deposits | 119,160,000 | 128,949,000 | 147,674,000 | 164,000,000 |
| Noninterest-bearing deposits | 24,863,000 | 30,276,000 | 28,081,000 | 32,200,000 |
| Equity capital | 13,274,000 | 14,153,000 | 14,947,000 | 14,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,994,000 | 4,443,000 | 7,161,000 | 9,743,000 |
| Interest expense | 770,000 | 1,636,000 | 2,684,000 | 3,804,000 |
| Net interest income | 1,224,000 | 2,807,000 | 4,477,000 | 5,939,000 |
| Noninterest income | 206,000 | 448,000 | 672,000 | 882,000 |
| Noninterest expense | 1,546,000 | 3,036,000 | 4,700,000 | 6,447,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 60,000 |
| Pretax income | 47,000 | 775,000 | 1,407,000 | 2,080,000 |
| Income tax | 0 | 161,000 | 292,000 | 420,000 |
| Net income | 47,000 | 614,000 | 1,115,000 | 1,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,551,000 | 13,913,000 | 14,168,000 | 14,721,000 |
| Total capital | 14,342,000 | 14,707,000 | 14,988,000 | 15,476,000 |
| Risk-weighted assets | 106,245,000 | 128,704,000 | 129,293,000 | 133,198,000 |