Call reports 2001
COUNTRY BANK — 2001
What COUNTRY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 155,805,000 | 131,343,000 | 135,747,000 | 146,235,000 |
| Total loans | 99,244,000 | 78,027,000 | 83,498,000 | 85,385,000 |
| Allowance for loan losses | 510,000 | 820,000 | 815,000 | 788,000 |
| Securities available for sale | 40,464,000 | 40,234,000 | 35,865,000 | 41,245,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,832,000 | 103,499,000 | 113,285,000 | 131,059,000 |
| Interest-bearing deposits | 114,113,000 | 82,880,000 | 91,754,000 | 106,021,000 |
| Noninterest-bearing deposits | 28,719,000 | 20,619,000 | 21,531,000 | 25,038,000 |
| Equity capital | 11,872,000 | 14,390,000 | 14,486,000 | 13,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,052,000 | 5,656,000 | 7,913,000 | 9,897,000 |
| Interest expense | 1,214,000 | 2,234,000 | 3,076,000 | 3,841,000 |
| Net interest income | 1,838,000 | 3,422,000 | 4,837,000 | 6,056,000 |
| Noninterest income | 283,000 | 5,502,000 | 5,358,000 | 5,524,000 |
| Noninterest expense | 1,876,000 | 3,900,000 | 5,125,000 | 6,396,000 |
| Provision for loan losses | 0 | 300,000 | 300,000 | 300,000 |
| Pretax income | 246,000 | 4,965,000 | 5,486,000 | 5,296,000 |
| Income tax | 64,000 | 2,000,000 | 2,108,000 | 2,099,000 |
| Net income | 182,000 | 2,965,000 | 3,378,000 | 3,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,439,000 | 14,022,000 | 14,092,000 | 13,987,000 |
| Total capital | 11,949,000 | 14,842,000 | 14,907,000 | 14,775,000 |
| Risk-weighted assets | 105,449,000 | 87,378,000 | 90,569,000 | 92,817,000 |