Call reports 2017
HIBERNIA BANK — 2017
What HIBERNIA BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 127,883,000 | 131,763,000 | 136,456,000 | 135,596,000 |
| Total loans | 103,581,000 | 112,374,000 | 116,488,000 | 113,727,000 |
| Allowance for loan losses | 841,000 | 898,000 | 929,000 | 921,000 |
| Securities available for sale | 8,580,000 | 8,279,000 | 8,030,000 | 6,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,378,000 | 108,150,000 | 111,125,000 | 110,593,000 |
| Interest-bearing deposits | 93,428,000 | 97,002,000 | 100,874,000 | 100,363,000 |
| Noninterest-bearing deposits | 9,950,000 | 11,148,000 | 10,251,000 | 10,230,000 |
| Equity capital | 18,649,000 | 18,770,000 | 18,933,000 | 18,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,167,000 | 2,429,000 | 3,797,000 | 5,167,000 |
| Interest expense | 227,000 | 479,000 | 761,000 | 1,061,000 |
| Net interest income | 940,000 | 1,950,000 | 3,036,000 | 4,106,000 |
| Noninterest income | 14,000 | 27,000 | 78,000 | 95,000 |
| Noninterest expense | 804,000 | 1,622,000 | 2,481,000 | 3,579,000 |
| Provision for loan losses | 0 | 57,000 | 88,000 | 88,000 |
| Pretax income | 150,000 | 298,000 | 545,000 | 534,000 |
| Income tax | 56,000 | 109,000 | 197,000 | 384,000 |
| Net income | 94,000 | 189,000 | 348,000 | 150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,669,000 | 18,763,000 | 18,923,000 | 18,734,000 |
| Total capital | 19,510,000 | 19,661,000 | 19,852,000 | 19,655,000 |
| Risk-weighted assets | 84,959,000 | 90,541,000 | 90,781,000 | 88,537,000 |