Call reports 2016
HIBERNIA BANK — 2016
What HIBERNIA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 117,732,000 | 119,727,000 | 122,229,000 | 124,690,000 |
| Total loans | 98,891,000 | 98,717,000 | 101,231,000 | 105,308,000 |
| Allowance for loan losses | 800,000 | 808,000 | 826,000 | 841,000 |
| Securities available for sale | 6,685,000 | 7,611,000 | 7,271,000 | 8,762,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,041,000 | 97,905,000 | 100,328,000 | 103,371,000 |
| Interest-bearing deposits | 86,672,000 | 88,181,000 | 90,928,000 | 93,487,000 |
| Noninterest-bearing deposits | 9,369,000 | 9,724,000 | 9,400,000 | 9,884,000 |
| Equity capital | 19,926,000 | 20,028,000 | 20,075,000 | 18,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,096,000 | 2,192,000 | 3,320,000 | 4,457,000 |
| Interest expense | 185,000 | 384,000 | 606,000 | 835,000 |
| Net interest income | 911,000 | 1,808,000 | 2,714,000 | 3,622,000 |
| Noninterest income | 12,000 | 25,000 | 35,000 | 47,000 |
| Noninterest expense | 794,000 | 1,562,000 | 2,387,000 | 3,178,000 |
| Provision for loan losses | 24,000 | 32,000 | 50,000 | 65,000 |
| Pretax income | 105,000 | 239,000 | 312,000 | 426,000 |
| Income tax | 41,000 | 92,000 | 122,000 | 166,000 |
| Net income | 64,000 | 147,000 | 190,000 | 260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,855,000 | 19,962,000 | 20,005,000 | 18,575,000 |
| Total capital | 20,655,000 | 20,770,000 | 20,831,000 | 19,416,000 |
| Risk-weighted assets | 79,673,000 | 79,857,000 | 80,093,000 | 82,572,000 |