Call reports 2014
HIBERNIA BANK — 2014
What HIBERNIA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 106,525,000 | 101,983,000 | 103,172,000 | 105,563,000 |
| Total loans | 80,687,000 | 83,255,000 | 84,576,000 | 85,579,000 |
| Allowance for loan losses | 641,000 | 661,000 | 672,000 | 680,000 |
| Securities available for sale | 10,221,000 | 10,016,000 | 9,731,000 | 9,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,817,000 | 82,097,000 | 81,736,000 | 84,243,000 |
| Interest-bearing deposits | 78,567,000 | 73,020,000 | 71,532,000 | 72,622,000 |
| Noninterest-bearing deposits | 8,250,000 | 9,077,000 | 10,204,000 | 11,621,000 |
| Equity capital | 19,474,000 | 19,537,000 | 19,560,000 | 19,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 937,000 | 1,891,000 | 2,853,000 | 3,820,000 |
| Interest expense | 143,000 | 283,000 | 420,000 | 559,000 |
| Net interest income | 794,000 | 1,608,000 | 2,433,000 | 3,261,000 |
| Noninterest income | 10,000 | 31,000 | 44,000 | 54,000 |
| Noninterest expense | 772,000 | 1,552,000 | 2,306,000 | 3,049,000 |
| Provision for loan losses | 0 | 20,000 | 31,000 | 39,000 |
| Pretax income | 32,000 | 67,000 | 140,000 | 227,000 |
| Income tax | 19,000 | 37,000 | 70,000 | 103,000 |
| Net income | 13,000 | 30,000 | 70,000 | 124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,198,000 | 19,201,000 | 19,210,000 | 19,425,000 |
| Total capital | 19,839,000 | 19,862,000 | 19,882,000 | 20,105,000 |
| Risk-weighted assets | 65,272,000 | 67,840,000 | 69,593,000 | 72,278,000 |