Call reports 2013
HIBERNIA BANK — 2013
What HIBERNIA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 103,930,000 | 107,240,000 | 108,912,000 | 106,210,000 |
| Total loans | 88,023,000 | 82,804,000 | 79,354,000 | 80,089,000 |
| Allowance for loan losses | 630,000 | 641,000 | 641,000 | 641,000 |
| Securities available for sale | 1,752,000 | 5,087,000 | 6,404,000 | 10,389,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,219,000 | 87,609,000 | 89,276,000 | 86,626,000 |
| Interest-bearing deposits | 79,212,000 | 79,908,000 | 81,334,000 | 77,910,000 |
| Noninterest-bearing deposits | 5,007,000 | 7,701,000 | 7,942,000 | 8,716,000 |
| Equity capital | 19,440,000 | 19,419,000 | 19,414,000 | 19,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,027,000 | 2,025,000 | 2,964,000 | 3,900,000 |
| Interest expense | 177,000 | 349,000 | 511,000 | 665,000 |
| Net interest income | 850,000 | 1,676,000 | 2,453,000 | 3,235,000 |
| Noninterest income | 8,000 | 27,000 | 44,000 | 58,000 |
| Noninterest expense | 788,000 | 1,592,000 | 2,371,000 | 3,100,000 |
| Provision for loan losses | 13,000 | 13,000 | 13,000 | 13,000 |
| Pretax income | 57,000 | 98,000 | 113,000 | 180,000 |
| Income tax | 23,000 | 41,000 | 47,000 | 61,000 |
| Net income | 34,000 | 57,000 | 66,000 | 119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,171,000 | 19,186,000 | 19,176,000 | 19,174,000 |
| Total capital | 19,801,000 | 19,827,000 | 19,817,000 | 19,815,000 |
| Risk-weighted assets | 67,968,000 | 64,284,000 | 61,010,000 | 62,677,000 |