Call reports 2012
HIBERNIA BANK — 2012
What HIBERNIA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 92,179,000 | 101,191,000 | 102,310,000 | 101,798,000 |
| Total loans | 78,798,000 | 84,286,000 | 87,325,000 | 88,369,000 |
| Allowance for loan losses | 532,000 | 564,000 | 596,000 | 628,000 |
| Securities available for sale | 1,303,000 | 1,099,000 | 999,000 | 854,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,697,000 | 81,625,000 | 82,633,000 | 82,157,000 |
| Interest-bearing deposits | 67,944,000 | 74,907,000 | 74,786,000 | 75,315,000 |
| Noninterest-bearing deposits | 4,753,000 | 6,718,000 | 7,847,000 | 6,843,000 |
| Equity capital | 19,245,000 | 19,287,000 | 19,342,000 | 19,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,038,000 | 2,083,000 | 3,156,000 | 4,233,000 |
| Interest expense | 174,000 | 350,000 | 532,000 | 716,000 |
| Net interest income | 864,000 | 1,733,000 | 2,624,000 | 3,517,000 |
| Noninterest income | 8,000 | 18,000 | 36,000 | 48,000 |
| Noninterest expense | 739,000 | 1,498,000 | 2,266,000 | 3,000,000 |
| Provision for loan losses | 32,000 | 64,000 | 96,000 | 128,000 |
| Pretax income | 101,000 | 189,000 | 298,000 | 437,000 |
| Income tax | 42,000 | 85,000 | 139,000 | 199,000 |
| Net income | 59,000 | 104,000 | 159,000 | 238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,887,000 | 18,961,000 | 19,063,000 | 19,172,000 |
| Total capital | 19,419,000 | 19,525,000 | 19,659,000 | 19,800,000 |
| Risk-weighted assets | 63,055,000 | 64,627,000 | 67,130,000 | 68,289,000 |