Call reports 2011
HIBERNIA BANK — 2011
What HIBERNIA BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 77,006,000 | 79,857,000 | 85,018,000 | 88,444,000 |
| Total loans | 63,217,000 | 67,222,000 | 73,933,000 | 77,477,000 |
| Allowance for loan losses | 409,000 | 406,000 | 425,000 | 500,000 |
| Securities available for sale | 3,183,000 | 2,565,000 | 2,326,000 | 2,229,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,757,000 | 60,589,000 | 65,704,000 | 69,094,000 |
| Interest-bearing deposits | 54,230,000 | 56,697,000 | 61,248,000 | 64,388,000 |
| Noninterest-bearing deposits | 3,527,000 | 3,892,000 | 4,456,000 | 4,705,000 |
| Equity capital | 19,075,000 | 19,082,000 | 19,118,000 | 19,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 893,000 | 1,792,000 | 2,797,000 | 3,811,000 |
| Interest expense | 174,000 | 348,000 | 524,000 | 699,000 |
| Net interest income | 719,000 | 1,444,000 | 2,273,000 | 3,112,000 |
| Noninterest income | 14,000 | 16,000 | -3,000 | 2,000 |
| Noninterest expense | 659,000 | 1,335,000 | 1,991,000 | 2,689,000 |
| Provision for loan losses | 15,000 | 38,000 | 67,000 | 142,000 |
| Pretax income | 59,000 | 87,000 | 212,000 | 283,000 |
| Income tax | 26,000 | 42,000 | 123,000 | 125,000 |
| Net income | 33,000 | 45,000 | 89,000 | 158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,570,000 | 18,595,000 | 18,716,000 | 18,789,000 |
| Total capital | 18,979,000 | 19,000,000 | 19,141,000 | 19,289,000 |
| Risk-weighted assets | 51,225,000 | 54,300,000 | 58,517,000 | 63,542,000 |