Call reports 2010
HIBERNIA BANK — 2010
What HIBERNIA BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 65,660,000 | 71,793,000 | 72,019,000 | 77,217,000 |
| Total loans | 48,762,000 | 56,097,000 | 57,875,000 | 62,381,000 |
| Allowance for loan losses | 330,000 | 340,000 | 368,000 | 394,000 |
| Securities available for sale | 6,506,000 | 5,737,000 | 5,202,000 | 4,230,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,474,000 | 52,540,000 | 52,758,000 | 58,006,000 |
| Interest-bearing deposits | 44,540,000 | 50,495,000 | 50,704,000 | 54,249,000 |
| Noninterest-bearing deposits | 1,933,000 | 2,044,000 | 2,053,000 | 3,757,000 |
| Equity capital | 19,105,000 | 19,107,000 | 19,088,000 | 19,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 735,000 | 1,554,000 | 2,402,000 | 3,249,000 |
| Interest expense | 149,000 | 306,000 | 484,000 | 659,000 |
| Net interest income | 586,000 | 1,248,000 | 1,918,000 | 2,590,000 |
| Noninterest income | 6,000 | 12,000 | 18,000 | 33,000 |
| Noninterest expense | 593,000 | 1,235,000 | 1,897,000 | 2,539,000 |
| Provision for loan losses | 0 | 10,000 | 38,000 | 64,000 |
| Pretax income | -1,000 | 15,000 | 1,000 | 20,000 |
| Income tax | 0 | 11,000 | 11,000 | 29,000 |
| Net income | -1,000 | 4,000 | -10,000 | -9,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,517,000 | 18,532,000 | 18,516,000 | 18,518,000 |
| Total capital | 18,847,000 | 18,872,000 | 18,884,000 | 18,912,000 |
| Risk-weighted assets | 38,411,000 | 46,418,000 | 48,128,000 | 51,485,000 |