Call reports 2009
HIBERNIA BANK — 2009
What HIBERNIA BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 57,209,000 | 57,757,000 | 60,688,000 | 66,503,000 |
| Total loans | 33,335,000 | 36,149,000 | 39,995,000 | 45,346,000 |
| Allowance for loan losses | 288,000 | 288,000 | 300,000 | 330,000 |
| Securities available for sale | 13,981,000 | 13,077,000 | 9,321,000 | 8,293,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,779,000 | 38,379,000 | 41,414,000 | 47,322,000 |
| Interest-bearing deposits | 36,999,000 | 37,355,000 | 40,235,000 | 44,414,000 |
| Noninterest-bearing deposits | 781,000 | 1,023,000 | 1,178,000 | 2,907,000 |
| Equity capital | 19,326,000 | 19,266,000 | 19,202,000 | 19,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 606,000 | 1,236,000 | 1,891,000 | 2,551,000 |
| Interest expense | 171,000 | 315,000 | 457,000 | 607,000 |
| Net interest income | 435,000 | 921,000 | 1,434,000 | 1,944,000 |
| Noninterest income | 5,000 | 11,000 | 15,000 | 52,000 |
| Noninterest expense | 572,000 | 1,159,000 | 1,787,000 | 2,398,000 |
| Provision for loan losses | 15,000 | 15,000 | 48,000 | 78,000 |
| Pretax income | -147,000 | -242,000 | -303,000 | -397,000 |
| Income tax | -49,000 | -82,000 | -103,000 | -135,000 |
| Net income | -98,000 | -160,000 | -200,000 | -262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,788,000 | 18,704,000 | 18,630,000 | 18,525,000 |
| Total capital | 19,076,000 | 18,992,000 | 18,930,000 | 18,855,000 |
| Risk-weighted assets | 27,877,000 | 29,748,000 | 32,161,000 | 36,747,000 |