Call reports 2008
HIBERNIA BANK — 2008
What HIBERNIA BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 49,766,000 | 50,819,000 | 50,174,000 | 58,217,000 |
| Total loans | 28,904,000 | 29,829,000 | 30,371,000 | 32,550,000 |
| Allowance for loan losses | 273,000 | 273,000 | 273,000 | 273,000 |
| Securities available for sale | 14,492,000 | 12,558,000 | 12,292,000 | 11,947,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,955,000 | 36,560,000 | 35,571,000 | 43,558,000 |
| Interest-bearing deposits | 34,030,000 | 35,323,000 | 34,353,000 | 42,566,000 |
| Noninterest-bearing deposits | 925,000 | 1,236,000 | 1,217,000 | 992,000 |
| Equity capital | 14,370,000 | 14,057,000 | 14,124,000 | 14,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 613,000 | 1,210,000 | 1,805,000 | 2,412,000 |
| Interest expense | 283,000 | 533,000 | 763,000 | 971,000 |
| Net interest income | 330,000 | 677,000 | 1,042,000 | 1,441,000 |
| Noninterest income | 8,000 | 16,000 | 22,000 | 26,000 |
| Noninterest expense | 511,000 | 1,032,000 | 1,608,000 | 2,175,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -173,000 | -339,000 | -544,000 | -708,000 |
| Income tax | -59,000 | -115,000 | -185,000 | -242,000 |
| Net income | -114,000 | -224,000 | -359,000 | -466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,235,000 | 13,905,000 | 13,810,000 | 13,727,000 |
| Total capital | 14,508,000 | 14,178,000 | 14,083,000 | 14,000,000 |
| Risk-weighted assets | 24,142,000 | 25,702,000 | 25,828,000 | 28,612,000 |