Call reports 2007
ESCROW BANK USA — 2007
What ESCROW BANK USA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 88,719,000 | 33,563,000 | 38,709,000 | 35,055,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 9,271,000 | 1,196,000 | 1,185,000 | 1,158,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,453,000 | 970,000 | 790,000 | 510,000 |
| Interest-bearing deposits | 28,453,000 | 470,000 | 790,000 | 510,000 |
| Noninterest-bearing deposits | 0 | 500,000 | 0 | 0 |
| Equity capital | 33,458,000 | 25,970,000 | 26,570,000 | 26,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 837,000 | 1,345,000 | 1,791,000 | 2,259,000 |
| Interest expense | 314,000 | 353,000 | 361,000 | 369,000 |
| Net interest income | 523,000 | 992,000 | 1,430,000 | 1,890,000 |
| Noninterest income | 46,016,000 | 95,379,000 | 152,708,000 | 204,336,000 |
| Noninterest expense | 656,000 | 1,227,000 | 1,844,000 | 2,032,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 45,883,000 | 95,144,000 | 152,294,000 | 204,194,000 |
| Income tax | 17,549,000 | 34,892,000 | 58,254,000 | 77,396,000 |
| Net income | 28,334,000 | 60,252,000 | 94,040,000 | 126,798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,421,000 | 25,944,000 | 26,534,000 | 26,594,000 |
| Total capital | 33,421,000 | 25,944,000 | 26,534,000 | 26,594,000 |
| Risk-weighted assets | 17,659,000 | 6,639,000 | 7,662,000 | 6,862,000 |