Call reports 2005
ESCROW BANK USA — 2005
What ESCROW BANK USA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 31,892,000 | 31,529,000 | 36,065,000 | 40,037,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 5,866,000 | 5,886,000 | 410,000 | 8,331,000 |
| Securities held to maturity | 1,533,000 | 1,433,000 | 1,317,000 | 1,232,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,431,000 | 3,142,000 | 1,054,000 | 781,000 |
| Interest-bearing deposits | 1,422,000 | 1,943,000 | 6,000 | 281,000 |
| Noninterest-bearing deposits | 1,009,000 | 1,199,000 | 1,048,000 | 500,000 |
| Equity capital | 21,755,000 | 24,710,000 | 30,489,000 | 33,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 178,000 | 382,000 | 599,000 | 883,000 |
| Interest expense | 8,000 | 20,000 | 26,000 | 26,000 |
| Net interest income | 170,000 | 362,000 | 573,000 | 857,000 |
| Noninterest income | 19,280,000 | 43,270,000 | 76,126,000 | 115,615,000 |
| Noninterest expense | 434,000 | 833,000 | 1,234,000 | 1,567,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 19,016,000 | 42,799,000 | 75,465,000 | 114,905,000 |
| Income tax | 7,150,000 | 16,094,000 | 28,299,000 | 43,873,000 |
| Net income | 11,866,000 | 26,705,000 | 47,166,000 | 71,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,789,000 | 24,729,000 | 30,489,000 | 33,755,000 |
| Total capital | 21,789,000 | 24,729,000 | 30,489,000 | 33,755,000 |
| Risk-weighted assets | 6,188,000 | 6,119,000 | 7,002,000 | 7,808,000 |