Call reports 2004
ESCROW BANK USA — 2004
What ESCROW BANK USA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 19,027,000 | 22,410,000 | 27,478,000 | 31,437,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 6,261,000 | 6,083,000 | 7,782,000 | 5,875,000 |
| Securities held to maturity | 2,259,000 | 2,025,000 | 1,843,000 | 1,696,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,447,000 | 1,354,000 | 2,785,000 | 2,766,000 |
| Interest-bearing deposits | 224,000 | 131,000 | 1,461,000 | 1,511,000 |
| Noninterest-bearing deposits | 1,223,000 | 1,223,000 | 1,324,000 | 1,255,000 |
| Equity capital | 13,218,000 | 15,338,000 | 17,752,000 | 21,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 92,000 | 184,000 | 300,000 | 444,000 |
| Interest expense | 0 | 0 | 0 | 10,000 |
| Net interest income | 92,000 | 184,000 | 300,000 | 434,000 |
| Noninterest income | 6,516,000 | 16,291,000 | 28,025,000 | 44,413,000 |
| Noninterest expense | 1,148,000 | 2,300,000 | 2,728,000 | 3,242,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,460,000 | 14,175,000 | 25,597,000 | 41,605,000 |
| Income tax | 2,108,000 | 5,256,000 | 8,781,000 | 13,037,000 |
| Net income | 3,352,000 | 8,919,000 | 16,816,000 | 28,568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,208,000 | 15,374,000 | 17,771,000 | 21,724,000 |
| Total capital | 13,208,000 | 15,374,000 | 17,771,000 | 21,724,000 |
| Risk-weighted assets | 3,798,000 | 4,450,000 | 5,830,000 | 6,062,000 |