Call reports 2003
ESCROW BANK USA — 2003
What ESCROW BANK USA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 30,453,000 | 30,941,000 | 20,914,000 | 19,132,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 8,085,000 | 4,506,000 | 6,717,000 | 6,361,000 |
| Securities held to maturity | 4,018,000 | 3,317,000 | 2,816,000 | 2,515,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,827,000 | 4,828,000 | 2,220,000 | 1,363,000 |
| Interest-bearing deposits | 5,547,000 | 3,394,000 | 236,000 | 137,000 |
| Noninterest-bearing deposits | 1,280,000 | 1,434,000 | 1,984,000 | 1,226,000 |
| Equity capital | 13,969,000 | 14,201,000 | 13,276,000 | 13,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 186,000 | 313,000 | 412,000 | 509,000 |
| Interest expense | 16,000 | 22,000 | 22,000 | 23,000 |
| Net interest income | 170,000 | 291,000 | 390,000 | 486,000 |
| Noninterest income | 7,691,000 | 15,629,000 | 22,516,000 | 30,329,000 |
| Noninterest expense | 1,185,000 | 2,269,000 | 3,536,000 | 4,628,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 6,676,000 | 13,651,000 | 19,370,000 | 26,187,000 |
| Income tax | 2,642,000 | 5,401,000 | 7,663,000 | 10,361,000 |
| Net income | 4,034,000 | 8,250,000 | 11,707,000 | 15,826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,014,000 | 14,230,000 | 13,287,000 | 14,006,000 |
| Total capital | 14,014,000 | 14,230,000 | 13,287,000 | 14,006,000 |
| Risk-weighted assets | 5,493,000 | 5,730,000 | 4,152,000 | 3,682,000 |