Call reports 2002
ESCROW BANK USA — 2002
What ESCROW BANK USA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 48,970,000 | 53,039,000 | 53,671,000 | 48,907,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 31,593,000 | 26,211,000 | 25,074,000 | 16,850,000 |
| Securities held to maturity | 7,504,000 | 6,593,000 | 5,706,000 | 4,767,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,964,000 | 33,351,000 | 35,958,000 | 26,941,000 |
| Interest-bearing deposits | 31,268,000 | 32,117,000 | 35,259,000 | 25,661,000 |
| Noninterest-bearing deposits | 696,000 | 1,234,000 | 699,000 | 1,280,000 |
| Equity capital | 11,815,000 | 12,971,000 | 13,229,000 | 14,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 317,000 | 789,000 | 1,148,000 | 1,450,000 |
| Interest expense | 65,000 | 130,000 | 201,000 | 254,000 |
| Net interest income | 252,000 | 659,000 | 947,000 | 1,196,000 |
| Noninterest income | 5,085,000 | 11,588,000 | 18,123,000 | 26,726,000 |
| Noninterest expense | 1,656,000 | 3,164,000 | 4,462,000 | 5,462,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,681,000 | 9,083,000 | 14,608,000 | 22,460,000 |
| Income tax | 1,528,000 | 3,769,000 | 6,062,000 | 8,884,000 |
| Net income | 2,153,000 | 5,314,000 | 8,546,000 | 13,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,957,000 | 13,117,000 | 13,350,000 | 14,980,000 |
| Total capital | 11,957,000 | 13,117,000 | 13,350,000 | 14,980,000 |
| Risk-weighted assets | 7,008,000 | 7,899,000 | 8,301,000 | 7,210,000 |