Call reports 2001
VALLEY BANK OF BELGRADE — 2001
What VALLEY BANK OF BELGRADE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 39,875,000 | 43,205,000 | 45,713,000 | 48,273,000 |
| Total loans | 26,260,000 | 29,567,000 | 33,315,000 | 34,350,000 |
| Allowance for loan losses | 516,000 | 519,000 | 518,000 | 515,000 |
| Securities available for sale | 4,867,000 | 5,805,000 | 3,591,000 | 4,572,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,697,000 | 32,571,000 | 36,442,000 | 39,540,000 |
| Interest-bearing deposits | 25,925,000 | 26,750,000 | 29,516,000 | 31,998,000 |
| Noninterest-bearing deposits | 5,772,000 | 5,821,000 | 6,926,000 | 7,542,000 |
| Equity capital | 7,191,000 | 7,783,000 | 7,432,000 | 7,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 773,000 | 1,613,000 | 2,389,000 | 3,222,000 |
| Interest expense | 259,000 | 501,000 | 752,000 | 982,000 |
| Net interest income | 514,000 | 1,112,000 | 1,637,000 | 2,240,000 |
| Noninterest income | 96,000 | 203,000 | 428,000 | 601,000 |
| Noninterest expense | 565,000 | 1,213,000 | 1,554,000 | 2,107,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 36,000 | 84,000 | 484,000 | 699,000 |
| Income tax | 33,000 | 0 | 249,000 | 366,000 |
| Net income | 3,000 | 84,000 | 235,000 | 333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,136,000 | 3,671,000 | 4,352,000 | 4,505,000 |
| Total capital | 3,493,000 | 4,077,000 | 4,493,000 | 4,961,000 |
| Risk-weighted assets | 28,409,000 | 32,308,000 | 10,889,000 | 36,366,000 |