Call reports 2026
PUTNAM COUNTY STATE BANK — 2026
What PUTNAM COUNTY STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 315,885,000 | 317,563,000 |
| Total loans | 230,070,000 | 236,219,000 |
| Allowance for loan losses | 3,256,000 | 3,259,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 5,407,000 | 6,375,000 |
| Trading assets | 0 | 0 |
| Total deposits | 273,278,000 | 273,695,000 |
| Interest-bearing deposits | 221,812,000 | 225,325,000 |
| Noninterest-bearing deposits | 51,466,000 | 48,370,000 |
| Equity capital | 41,154,000 | 42,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,559,000 | 9,101,000 |
| Interest expense | 1,932,000 | 3,832,000 |
| Net interest income | 2,627,000 | 5,269,000 |
| Noninterest income | 188,000 | 386,000 |
| Noninterest expense | 1,091,000 | 1,971,000 |
| Provision for loan losses | 75,000 | 75,000 |
| Pretax income | 1,649,000 | 3,609,000 |
| Income tax | 384,000 | 844,000 |
| Net income | 1,265,000 | 2,765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 41,154,000 | 42,656,000 |