Call reports 2024
PUTNAM COUNTY STATE BANK — 2024
What PUTNAM COUNTY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 268,540,000 | 268,228,000 | 269,290,000 | 278,630,000 |
| Total loans | 218,548,000 | 224,831,000 | 226,048,000 | 232,291,000 |
| Allowance for loan losses | 2,943,000 | 2,947,000 | 2,968,000 | 2,962,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,086,000 | 6,078,000 | 5,871,000 | 5,865,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,186,000 | 226,706,000 | 226,682,000 | 234,578,000 |
| Interest-bearing deposits | 191,334,000 | 187,261,000 | 189,219,000 | 194,931,000 |
| Noninterest-bearing deposits | 36,852,000 | 39,445,000 | 37,463,000 | 39,647,000 |
| Equity capital | 39,202,000 | 40,577,000 | 41,675,000 | 38,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,120,000 | 8,344,000 | 12,653,000 | 17,101,000 |
| Interest expense | 1,799,000 | 3,682,000 | 5,637,000 | 7,592,000 |
| Net interest income | 2,321,000 | 4,662,000 | 7,016,000 | 9,509,000 |
| Noninterest income | 208,000 | 394,000 | 592,000 | 778,000 |
| Noninterest expense | 908,000 | 1,694,000 | 2,631,000 | 3,800,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 1,546,000 | 3,287,000 | 4,902,000 | 6,412,000 |
| Income tax | 373,000 | 738,000 | 1,255,000 | 1,543,000 |
| Net income | 1,173,000 | 2,549,000 | 3,647,000 | 4,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,202,000 | 40,577,000 | 41,675,000 | 38,278,000 |