Call reports 2022
PUTNAM COUNTY STATE BANK — 2022
What PUTNAM COUNTY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 262,550,000 | 254,278,000 | 239,815,000 | 246,627,000 |
| Total loans | 190,156,000 | 190,314,000 | 201,489,000 | 207,507,000 |
| Allowance for loan losses | 2,887,000 | 2,979,000 | 3,012,000 | 2,986,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,301,000 | 6,008,000 | 5,996,000 | 5,735,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,448,000 | 217,815,000 | 202,095,000 | 207,434,000 |
| Interest-bearing deposits | 182,847,000 | 177,030,000 | 162,624,000 | 163,717,000 |
| Noninterest-bearing deposits | 44,601,000 | 40,785,000 | 39,471,000 | 43,716,000 |
| Equity capital | 34,648,000 | 35,704,000 | 36,634,000 | 35,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,335,000 | 4,765,000 | 7,412,000 | 10,249,000 |
| Interest expense | 598,000 | 1,182,000 | 1,777,000 | 2,518,000 |
| Net interest income | 1,737,000 | 3,583,000 | 5,635,000 | 7,731,000 |
| Noninterest income | 171,000 | 361,000 | 561,000 | 830,000 |
| Noninterest expense | 835,000 | 1,472,000 | 2,240,000 | 3,201,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,043,000 | 2,412,000 | 3,866,000 | 5,240,000 |
| Income tax | 243,000 | 555,000 | 1,079,000 | 1,206,000 |
| Net income | 800,000 | 1,857,000 | 2,787,000 | 4,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,648,000 | 35,704,000 | 36,634,000 | 35,848,000 |