Call reports 2021
PUTNAM COUNTY STATE BANK — 2021
What PUTNAM COUNTY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 256,806,000 | 262,536,000 | 259,023,000 | 263,745,000 |
| Total loans | 193,556,000 | 191,396,000 | 189,223,000 | 189,418,000 |
| Allowance for loan losses | 2,698,000 | 2,845,000 | 2,866,000 | 2,801,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,713,000 | 5,096,000 | 5,219,000 | 6,215,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,677,000 | 219,327,000 | 215,057,000 | 225,879,000 |
| Interest-bearing deposits | 172,761,000 | 179,376,000 | 177,242,000 | 179,990,000 |
| Noninterest-bearing deposits | 41,916,000 | 39,951,000 | 37,815,000 | 45,890,000 |
| Equity capital | 32,575,000 | 33,696,000 | 34,775,000 | 33,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,133,000 | 5,981,000 | 8,354,000 | 10,748,000 |
| Interest expense | 742,000 | 1,467,000 | 2,152,000 | 2,931,000 |
| Net interest income | 2,391,000 | 4,514,000 | 6,202,000 | 7,817,000 |
| Noninterest income | 143,000 | 299,000 | 489,000 | 665,000 |
| Noninterest expense | 863,000 | 1,436,000 | 2,165,000 | 3,121,000 |
| Provision for loan losses | 130,000 | 205,000 | 205,000 | 205,000 |
| Pretax income | 1,541,000 | 3,172,000 | 4,321,000 | 5,156,000 |
| Income tax | 381,000 | 891,000 | 961,000 | 1,153,000 |
| Net income | 1,160,000 | 2,281,000 | 3,360,000 | 4,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,575,000 | 33,696,000 | 34,775,000 | 33,848,000 |
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