Call reports 2018
PUTNAM COUNTY STATE BANK — 2018
What PUTNAM COUNTY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 198,613,000 | 202,625,000 | 208,665,000 | 210,098,000 |
| Total loans | 171,870,000 | 177,721,000 | 176,878,000 | 179,947,000 |
| Allowance for loan losses | 2,176,000 | 2,279,000 | 2,421,000 | 2,312,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,156,000 | 7,298,000 | 7,186,000 | 7,047,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,275,000 | 169,368,000 | 174,572,000 | 175,202,000 |
| Interest-bearing deposits | 152,197,000 | 149,542,000 | 152,873,000 | 152,933,000 |
| Noninterest-bearing deposits | 20,077,000 | 19,826,000 | 21,698,000 | 22,269,000 |
| Equity capital | 25,909,000 | 26,929,000 | 27,804,000 | 27,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,276,000 | 4,684,000 | 7,195,000 | 9,802,000 |
| Interest expense | 536,000 | 1,103,000 | 1,751,000 | 2,496,000 |
| Net interest income | 1,740,000 | 3,581,000 | 5,444,000 | 7,306,000 |
| Noninterest income | 134,000 | 277,000 | 414,000 | 571,000 |
| Noninterest expense | 720,000 | 1,253,000 | 1,908,000 | 2,715,000 |
| Provision for loan losses | 30,000 | 110,000 | 250,000 | 325,000 |
| Pretax income | 1,124,000 | 2,495,000 | 3,700,000 | 4,837,000 |
| Income tax | 286,000 | 636,000 | 967,000 | 1,464,000 |
| Net income | 838,000 | 1,859,000 | 2,733,000 | 3,373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,909,000 | 26,929,000 | 27,804,000 | 27,150,000 |
| Total capital | 28,081,000 | 29,175,000 | 30,047,000 | 29,426,000 |
| Risk-weighted assets | 173,784,000 | 179,630,000 | 179,257,000 | 182,036,000 |