Call reports 2017
PUTNAM COUNTY STATE BANK — 2017
What PUTNAM COUNTY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 197,328,000 | 197,838,000 | 188,938,000 | 193,033,000 |
| Total loans | 160,124,000 | 163,059,000 | 163,703,000 | 166,918,000 |
| Allowance for loan losses | 2,058,000 | 2,106,000 | 2,169,000 | 2,108,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,234,000 | 7,438,000 | 7,182,000 | 7,169,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,116,000 | 171,002,000 | 163,469,000 | 166,861,000 |
| Interest-bearing deposits | 150,665,000 | 147,708,000 | 144,690,000 | 145,800,000 |
| Noninterest-bearing deposits | 20,450,000 | 23,293,000 | 18,779,000 | 21,061,000 |
| Equity capital | 23,735,000 | 24,501,000 | 25,222,000 | 25,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,137,000 | 4,315,000 | 6,563,000 | 8,841,000 |
| Interest expense | 519,000 | 1,049,000 | 1,615,000 | 2,141,000 |
| Net interest income | 1,618,000 | 3,266,000 | 4,948,000 | 6,700,000 |
| Noninterest income | 140,000 | 288,000 | 453,000 | 590,000 |
| Noninterest expense | 766,000 | 1,297,000 | 1,928,000 | 2,699,000 |
| Provision for loan losses | 170,000 | 220,000 | 260,000 | 445,000 |
| Pretax income | 822,000 | 2,037,000 | 3,213,000 | 4,146,000 |
| Income tax | 317,000 | 767,000 | 1,222,000 | 1,520,000 |
| Net income | 505,000 | 1,270,000 | 1,991,000 | 2,626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,735,000 | 24,501,000 | 25,222,000 | 25,071,000 |
| Total capital | 25,754,000 | 26,565,000 | 27,296,000 | 27,179,000 |
| Risk-weighted assets | 161,446,000 | 165,042,000 | 165,804,000 | 168,824,000 |