Call reports 2012
PUTNAM COUNTY STATE BANK — 2012
What PUTNAM COUNTY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 141,759,000 | 144,090,000 | 147,351,000 | 160,479,000 |
| Total loans | 113,187,000 | 118,864,000 | 117,291,000 | 120,885,000 |
| Allowance for loan losses | 1,398,000 | 1,452,000 | 1,481,000 | 1,507,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,940,000 | 7,925,000 | 7,663,000 | 8,271,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,736,000 | 124,427,000 | 127,077,000 | 140,633,000 |
| Interest-bearing deposits | 108,779,000 | 110,559,000 | 113,260,000 | 122,387,000 |
| Noninterest-bearing deposits | 13,956,000 | 13,868,000 | 13,817,000 | 18,245,000 |
| Equity capital | 14,457,000 | 14,990,000 | 15,590,000 | 15,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,727,000 | 3,504,000 | 5,290,000 | 7,090,000 |
| Interest expense | 473,000 | 947,000 | 1,421,000 | 1,897,000 |
| Net interest income | 1,254,000 | 2,557,000 | 3,869,000 | 5,193,000 |
| Noninterest income | 130,000 | 261,000 | 415,000 | 529,000 |
| Noninterest expense | 538,000 | 1,062,000 | 1,530,000 | 2,198,000 |
| Provision for loan losses | 40,000 | 100,000 | 130,000 | 200,000 |
| Pretax income | 806,000 | 1,656,000 | 2,624,000 | 3,324,000 |
| Income tax | 308,000 | 624,000 | 992,000 | 1,206,000 |
| Net income | 498,000 | 1,032,000 | 1,632,000 | 2,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,457,000 | 14,990,000 | 15,590,000 | 15,522,000 |
| Total capital | 15,855,000 | 16,442,000 | 17,067,000 | 17,029,000 |
| Risk-weighted assets | 113,705,000 | 119,224,000 | 118,163,000 | 123,291,000 |