Call reports 2011
PUTNAM COUNTY STATE BANK — 2011
What PUTNAM COUNTY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 134,669,000 | 130,782,000 | 129,595,000 | 136,648,000 |
| Total loans | 105,691,000 | 109,590,000 | 114,548,000 | 114,283,000 |
| Allowance for loan losses | 1,369,000 | 1,409,000 | 1,405,000 | 1,355,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,044,000 | 11,830,000 | 9,364,000 | 8,351,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,320,000 | 112,981,000 | 111,186,000 | 118,311,000 |
| Interest-bearing deposits | 105,481,000 | 102,374,000 | 100,512,000 | 105,556,000 |
| Noninterest-bearing deposits | 11,840,000 | 10,606,000 | 10,674,000 | 12,755,000 |
| Equity capital | 12,897,000 | 13,407,000 | 13,972,000 | 13,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,670,000 | 3,371,000 | 5,156,000 | 6,865,000 |
| Interest expense | 563,000 | 1,090,000 | 1,596,000 | 2,082,000 |
| Net interest income | 1,107,000 | 2,281,000 | 3,560,000 | 4,783,000 |
| Noninterest income | 130,000 | 266,000 | 441,000 | 581,000 |
| Noninterest expense | 525,000 | 972,000 | 1,488,000 | 2,140,000 |
| Provision for loan losses | 60,000 | 100,000 | 130,000 | 160,000 |
| Pretax income | 652,000 | 1,475,000 | 2,383,000 | 3,064,000 |
| Income tax | 251,000 | 564,000 | 907,000 | 1,117,000 |
| Net income | 401,000 | 911,000 | 1,476,000 | 1,947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,897,000 | 13,407,000 | 13,972,000 | 13,958,000 |
| Total capital | 14,225,000 | 14,764,000 | 15,375,000 | 15,313,000 |
| Risk-weighted assets | 106,166,000 | 108,472,000 | 112,224,000 | 113,232,000 |