Call reports 2002
PUTNAM COUNTY STATE BANK — 2002
What PUTNAM COUNTY STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 58,585,000 | 57,160,000 | 60,080,000 | 64,894,000 |
| Total loans | 45,269,000 | 47,689,000 | 49,660,000 | 51,101,000 |
| Allowance for loan losses | 523,000 | 550,000 | 568,000 | 582,000 |
| Securities available for sale | 205,000 | 204,000 | 202,000 | 0 |
| Securities held to maturity | 6,251,000 | 5,357,000 | 4,859,000 | 4,161,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,739,000 | 51,140,000 | 53,813,000 | 58,426,000 |
| Interest-bearing deposits | 47,352,000 | 45,297,000 | 47,036,000 | 51,404,000 |
| Noninterest-bearing deposits | 5,387,000 | 5,843,000 | 6,777,000 | 7,022,000 |
| Equity capital | 5,639,000 | 5,927,000 | 6,176,000 | 6,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 997,000 | 2,012,000 | 3,023,000 | 4,006,000 |
| Interest expense | 418,000 | 795,000 | 1,160,000 | 1,532,000 |
| Net interest income | 579,000 | 1,217,000 | 1,863,000 | 2,474,000 |
| Noninterest income | 103,000 | 223,000 | 314,000 | 406,000 |
| Noninterest expense | 339,000 | 608,000 | 897,000 | 1,246,000 |
| Provision for loan losses | 10,000 | 40,000 | 65,000 | 129,000 |
| Pretax income | 333,000 | 792,000 | 1,215,000 | 1,505,000 |
| Income tax | 130,000 | 300,000 | 473,000 | 559,000 |
| Net income | 203,000 | 492,000 | 742,000 | 946,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,635,000 | 5,924,000 | 6,175,000 | 6,009,000 |
| Total capital | 6,158,000 | 6,474,000 | 6,743,000 | 6,591,000 |
| Risk-weighted assets | 44,431,000 | 45,557,000 | 48,049,000 | 51,444,000 |