Call reports 2001
PUTNAM COUNTY STATE BANK — 2001
What PUTNAM COUNTY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 59,497,000 | 58,348,000 | 58,155,000 | 61,173,000 |
| Total loans | 41,881,000 | 43,370,000 | 44,304,000 | 43,377,000 |
| Allowance for loan losses | 514,000 | 522,000 | 546,000 | 518,000 |
| Securities available for sale | 707,000 | 458,000 | 460,000 | 459,000 |
| Securities held to maturity | 7,248,000 | 6,551,000 | 6,055,000 | 5,957,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,172,000 | 52,899,000 | 52,517,000 | 55,333,000 |
| Interest-bearing deposits | 48,691,000 | 47,898,000 | 47,775,000 | 47,723,000 |
| Noninterest-bearing deposits | 5,481,000 | 5,001,000 | 4,742,000 | 7,610,000 |
| Equity capital | 5,024,000 | 5,268,000 | 5,459,000 | 5,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,210,000 | 2,384,000 | 3,513,000 | 4,595,000 |
| Interest expense | 673,000 | 1,301,000 | 1,894,000 | 2,408,000 |
| Net interest income | 537,000 | 1,083,000 | 1,619,000 | 2,187,000 |
| Noninterest income | 107,000 | 219,000 | 330,000 | 435,000 |
| Noninterest expense | 311,000 | 577,000 | 852,000 | 1,172,000 |
| Provision for loan losses | 4,000 | 22,000 | 47,000 | 52,000 |
| Pretax income | 329,000 | 703,000 | 1,050,000 | 1,398,000 |
| Income tax | 132,000 | 263,000 | 420,000 | 511,000 |
| Net income | 197,000 | 440,000 | 630,000 | 887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,017,000 | 5,262,000 | 5,452,000 | 5,432,000 |
| Total capital | 5,531,000 | 5,784,000 | 5,998,000 | 5,950,000 |
| Risk-weighted assets | 41,326,000 | 42,926,000 | 47,975,000 | 43,669,000 |