Call reports 2007
BANKFIRST — 2007
What BANKFIRST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 638,324,000 | 541,569,000 | 503,608,000 | 448,376,000 |
| Total loans | 423,904,000 | 393,497,000 | 364,572,000 | 333,837,000 |
| Allowance for loan losses | 13,847,000 | 16,552,000 | 17,364,000 | 26,053,000 |
| Securities available for sale | 104,246,000 | 97,959,000 | 93,311,000 | 74,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 543,035,000 | 465,185,000 | 427,837,000 | 310,293,000 |
| Interest-bearing deposits | 355,211,000 | 330,656,000 | 300,335,000 | 294,387,000 |
| Noninterest-bearing deposits | 187,824,000 | 134,529,000 | 127,502,000 | 15,906,000 |
| Equity capital | 77,240,000 | 67,016,000 | 69,596,000 | 110,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 11,823,000 | 21,920,000 | 31,087,000 | 39,313,000 |
| Interest expense | 4,294,000 | 8,532,000 | 12,310,000 | 15,950,000 |
| Net interest income | 7,529,000 | 13,388,000 | 18,777,000 | 23,363,000 |
| Noninterest income | 7,704,000 | 11,759,000 | 18,954,000 | 76,222,000 |
| Noninterest expense | 11,662,000 | 23,946,000 | 33,307,000 | 41,551,000 |
| Provision for loan losses | 2,641,000 | 8,883,000 | 11,070,000 | 22,236,000 |
| Pretax income | 930,000 | -7,679,000 | -6,637,000 | 35,616,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 930,000 | -7,679,000 | -6,637,000 | 35,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,774,000 | 70,224,000 | 71,324,000 | 111,252,000 |
| Total capital | 85,394,000 | 76,204,000 | 76,930,000 | 116,500,000 |
| Risk-weighted assets | 522,371,000 | 467,790,000 | 436,691,000 | 399,021,000 |