Call reports 2006
BANKFIRST — 2006
What BANKFIRST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 533,931,000 | 608,694,000 | 610,875,000 | 611,464,000 |
| Total loans | 319,720,000 | 406,832,000 | 432,943,000 | 431,791,000 |
| Allowance for loan losses | 4,283,000 | 7,639,000 | 8,650,000 | 12,993,000 |
| Securities available for sale | 154,410,000 | 137,689,000 | 119,808,000 | 118,299,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 430,368,000 | 459,894,000 | 502,601,000 | 517,118,000 |
| Interest-bearing deposits | 306,357,000 | 344,992,000 | 372,492,000 | 362,076,000 |
| Noninterest-bearing deposits | 124,011,000 | 114,902,000 | 130,109,000 | 155,042,000 |
| Equity capital | 69,820,000 | 72,506,000 | 76,668,000 | 75,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,576,000 | 19,522,000 | 31,801,000 | 44,324,000 |
| Interest expense | 3,218,000 | 7,520,000 | 12,460,000 | 17,237,000 |
| Net interest income | 5,358,000 | 12,002,000 | 19,341,000 | 27,087,000 |
| Noninterest income | 6,915,000 | 14,927,000 | 19,321,000 | 31,282,000 |
| Noninterest expense | 6,875,000 | 14,012,000 | 22,852,000 | 35,702,000 |
| Provision for loan losses | 801,000 | 4,156,000 | 5,203,000 | 13,625,000 |
| Pretax income | 4,597,000 | 8,748,000 | 10,594,000 | 8,988,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,597,000 | 8,748,000 | 10,594,000 | 8,988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,810,000 | 77,058,000 | 78,998,000 | 77,641,000 |
| Total capital | 77,093,000 | 83,434,000 | 85,676,000 | 84,208,000 |
| Risk-weighted assets | 409,491,000 | 508,838,000 | 532,233,000 | 518,931,000 |