Call reports 2001
BANKFIRST — 2001
What BANKFIRST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 752,050,000 | 791,966,000 | 854,272,000 | 896,183,000 |
| Total loans | 665,861,000 | 735,009,000 | 805,745,000 | 865,487,000 |
| Allowance for loan losses | 91,174,000 | 105,254,000 | 121,679,000 | 139,417,000 |
| Securities available for sale | 69,980,000 | 56,538,000 | 45,085,000 | 65,468,000 |
| Securities held to maturity | 266,000 | 166,000 | 166,000 | 161,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 622,919,000 | 647,531,000 | 702,169,000 | 743,014,000 |
| Interest-bearing deposits | 600,928,000 | 640,659,000 | 694,752,000 | 734,640,000 |
| Noninterest-bearing deposits | 21,991,000 | 6,872,000 | 7,417,000 | 8,374,000 |
| Equity capital | 100,822,000 | 105,243,000 | 126,028,000 | 133,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 65,884,000 | 131,931,000 | 200,886,000 | 278,482,000 |
| Interest expense | 9,577,000 | 18,396,000 | 26,920,000 | 34,813,000 |
| Net interest income | 56,307,000 | 113,535,000 | 173,966,000 | 243,669,000 |
| Noninterest income | 24,223,000 | 49,582,000 | 76,067,000 | 104,142,000 |
| Noninterest expense | 43,858,000 | 85,853,000 | 124,538,000 | 164,119,000 |
| Provision for loan losses | 25,028,000 | 65,855,000 | 109,355,000 | 164,830,000 |
| Pretax income | 11,993,000 | 11,851,000 | 18,646,000 | 20,586,000 |
| Income tax | 4,615,000 | 4,563,000 | 7,175,000 | 7,925,000 |
| Net income | 7,747,000 | 7,657,000 | 11,840,000 | 13,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,326,000 | 103,224,000 | 122,979,000 | 130,908,000 |
| Total capital | 107,808,000 | 113,610,000 | 134,262,000 | 142,900,000 |
| Risk-weighted assets | 676,829,000 | 735,972,000 | 792,206,000 | 831,936,000 |