Call reports 2005
SUNTRUST BANK — 2005
What SUNTRUST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 136,163,072,000 | 167,395,304,000 | 170,774,237,000 | 177,231,290,000 |
| Total loans | 96,840,840,000 | 117,693,046,000 | 122,863,883,000 | 128,536,694,000 |
| Allowance for loan losses | 849,668,000 | 1,034,645,000 | 1,028,564,000 | 1,026,834,000 |
| Securities available for sale | 21,024,250,000 | 26,037,826,000 | 24,380,197,000 | 24,047,398,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,364,169,000 | 1,616,727,000 | 1,320,931,000 | 1,660,730,000 |
| Total deposits | 85,962,439,000 | 105,847,241,000 | 107,723,347,000 | 113,629,354,000 |
| Interest-bearing deposits | 76,962,025,000 | 95,489,372,000 | 98,014,685,000 | 102,985,954,000 |
| Noninterest-bearing deposits | 9,000,414,000 | 10,357,869,000 | 9,708,662,000 | 10,643,400,000 |
| Equity capital | 10,406,873,000 | 18,063,058,000 | 18,154,609,000 | 18,265,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,429,573,000 | 3,549,729,000 | 5,542,680,000 | 7,720,035,000 |
| Interest expense | 486,529,000 | 1,247,710,000 | 2,051,896,000 | 3,009,125,000 |
| Net interest income | 943,044,000 | 2,302,019,000 | 3,490,784,000 | 4,710,910,000 |
| Noninterest income | 567,486,000 | 1,264,578,000 | 1,952,885,000 | 2,606,212,000 |
| Noninterest expense | 897,190,000 | 2,079,488,000 | 3,147,748,000 | 4,216,410,000 |
| Provision for loan losses | 257,000 | 58,367,000 | 128,760,000 | 176,886,000 |
| Pretax income | 606,507,000 | 1,422,767,000 | 2,162,145,000 | 2,918,113,000 |
| Income tax | 186,642,000 | 442,260,000 | 670,322,000 | 885,827,000 |
| Net income | 419,865,000 | 980,507,000 | 1,491,823,000 | 2,032,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,328,856,000 | 11,130,297,000 | 11,424,021,000 | 11,714,843,000 |
| Total capital | 13,154,063,000 | 15,291,469,000 | 16,375,638,000 | 16,482,543,000 |
| Risk-weighted assets | 122,809,824,000 | 146,040,813,000 | 150,194,705,000 | 156,312,340,000 |