Call reports 2004
SUNTRUST BANK — 2004
What SUNTRUST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 124,303,619,000 | 125,922,072,000 | 126,288,794,000 | 130,780,100,000 |
| Total loans | 85,054,966,000 | 87,469,791,000 | 89,170,424,000 | 93,091,443,000 |
| Allowance for loan losses | 930,876,000 | 897,258,000 | 887,706,000 | 873,107,000 |
| Securities available for sale | 23,533,904,000 | 23,009,751,000 | 22,069,096,000 | 20,546,491,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,599,086,000 | 1,198,917,000 | 1,203,501,000 | 1,601,923,000 |
| Total deposits | 76,375,267,000 | 78,171,321,000 | 78,538,237,000 | 82,901,074,000 |
| Interest-bearing deposits | 64,828,657,000 | 66,957,159,000 | 67,250,274,000 | 74,108,317,000 |
| Noninterest-bearing deposits | 11,546,610,000 | 11,214,162,000 | 11,287,963,000 | 8,792,757,000 |
| Equity capital | 10,199,024,000 | 10,084,788,000 | 9,735,431,000 | 9,873,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,164,018,000 | 2,343,655,000 | 3,587,316,000 | 4,914,394,000 |
| Interest expense | 295,606,000 | 584,950,000 | 928,030,000 | 1,335,050,000 |
| Net interest income | 868,412,000 | 1,758,705,000 | 2,659,286,000 | 3,579,344,000 |
| Noninterest income | 539,003,000 | 1,101,534,000 | 1,661,584,000 | 2,252,101,000 |
| Noninterest expense | 857,997,000 | 1,735,729,000 | 2,607,399,000 | 3,527,426,000 |
| Provision for loan losses | 54,410,000 | 56,955,000 | 97,696,000 | 121,116,000 |
| Pretax income | 500,883,000 | 1,064,446,000 | 1,596,509,000 | 2,143,455,000 |
| Income tax | 138,691,000 | 313,911,000 | 475,738,000 | 637,055,000 |
| Net income | 362,192,000 | 750,535,000 | 1,120,771,000 | 1,506,400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,077,824,000 | 9,279,899,000 | 8,963,760,000 | 9,162,412,000 |
| Total capital | 12,332,669,000 | 12,483,235,000 | 11,988,507,000 | 12,539,395,000 |
| Risk-weighted assets | 106,570,946,000 | 111,183,554,000 | 113,719,252,000 | 117,479,262,000 |