Call reports 2003
SUNTRUST BANK — 2003
What SUNTRUST BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 118,314,981,000 | 118,745,163,000 | 125,027,074,000 | 124,453,567,000 |
| Total loans | 82,122,486,000 | 84,045,513,000 | 87,867,262,000 | 86,438,085,000 |
| Allowance for loan losses | 922,850,000 | 932,810,000 | 933,551,000 | 934,842,000 |
| Securities available for sale | 22,035,405,000 | 19,854,955,000 | 23,205,838,000 | 23,084,151,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,298,146,000 | 1,472,750,000 | 1,281,322,000 | 1,366,262,000 |
| Total deposits | 74,145,405,000 | 74,459,262,000 | 74,403,966,000 | 76,470,435,000 |
| Interest-bearing deposits | 64,228,079,000 | 64,210,919,000 | 63,903,805,000 | 65,346,980,000 |
| Noninterest-bearing deposits | 9,917,326,000 | 10,248,343,000 | 10,500,161,000 | 11,123,455,000 |
| Equity capital | 9,136,177,000 | 9,493,707,000 | 9,541,288,000 | 9,856,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,210,281,000 | 2,378,127,000 | 3,544,404,000 | 4,733,078,000 |
| Interest expense | 363,076,000 | 706,195,000 | 1,020,056,000 | 1,324,806,000 |
| Net interest income | 847,205,000 | 1,671,932,000 | 2,524,348,000 | 3,408,272,000 |
| Noninterest income | 452,093,000 | 934,202,000 | 1,408,772,000 | 1,898,353,000 |
| Noninterest expense | 759,176,000 | 1,536,995,000 | 2,349,485,000 | 3,153,951,000 |
| Provision for loan losses | 80,325,000 | 162,443,000 | 241,656,000 | 311,623,000 |
| Pretax income | 485,017,000 | 963,152,000 | 1,429,431,000 | 1,947,150,000 |
| Income tax | 147,194,000 | 291,846,000 | 425,637,000 | 586,166,000 |
| Net income | 337,823,000 | 671,306,000 | 1,003,794,000 | 1,360,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,349,419,000 | 8,518,939,000 | 8,673,743,000 | 8,882,524,000 |
| Total capital | 11,613,920,000 | 11,841,188,000 | 11,907,432,000 | 12,176,462,000 |
| Risk-weighted assets | 107,686,759,000 | 110,482,700,000 | 111,188,448,000 | 112,202,707,000 |