Call reports 2006
CAIRO BANKING COMPANY — 2006
What CAIRO BANKING COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Total assets | 94,501,000 | 92,927,000 | 85,454,000 |
| Total loans | 39,940,000 | 38,712,000 | 36,309,000 |
| Allowance for loan losses | 1,007,000 | 1,039,000 | 1,075,000 |
| Securities available for sale | 40,613,000 | 33,533,000 | 33,424,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 79,353,000 | 77,803,000 | 77,076,000 |
| Interest-bearing deposits | 70,699,000 | 70,091,000 | 69,185,000 |
| Noninterest-bearing deposits | 8,654,000 | 7,712,000 | 7,891,000 |
| Equity capital | 6,776,000 | 6,780,000 | 7,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Interest income | 1,351,000 | 2,783,000 | 4,154,000 |
| Interest expense | 468,000 | 998,000 | 1,548,000 |
| Net interest income | 883,000 | 1,785,000 | 2,606,000 |
| Noninterest income | 165,000 | 330,000 | 517,000 |
| Noninterest expense | 547,000 | 1,098,000 | 1,677,000 |
| Provision for loan losses | 20,000 | 50,000 | 80,000 |
| Pretax income | 481,000 | 834,000 | 1,233,000 |
| Income tax | 161,000 | 279,000 | 412,000 |
| Net income | 320,000 | 555,000 | 821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Tier 1 capital | 7,250,000 | 7,485,000 | 7,751,000 |
| Total capital | 7,889,000 | 8,097,000 | 8,328,000 |
| Risk-weighted assets | 50,731,000 | 48,515,000 | 45,639,000 |