Call reports 2005
CAIRO BANKING COMPANY — 2005
What CAIRO BANKING COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 90,876,000 | 89,046,000 | 88,406,000 | 91,965,000 |
| Total loans | 39,052,000 | 42,401,000 | 42,738,000 | 40,101,000 |
| Allowance for loan losses | 1,106,000 | 1,101,000 | 1,026,000 | 934,000 |
| Securities available for sale | 31,496,000 | 37,582,000 | 34,680,000 | 36,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,207,000 | 73,902,000 | 72,741,000 | 76,479,000 |
| Interest-bearing deposits | 68,507,000 | 65,941,000 | 65,017,000 | 67,521,000 |
| Noninterest-bearing deposits | 7,700,000 | 7,961,000 | 7,724,000 | 8,958,000 |
| Equity capital | 6,326,000 | 6,834,000 | 7,045,000 | 7,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,119,000 | 2,359,000 | 3,641,000 | 4,969,000 |
| Interest expense | 303,000 | 652,000 | 1,047,000 | 1,472,000 |
| Net interest income | 816,000 | 1,707,000 | 2,594,000 | 3,497,000 |
| Noninterest income | 176,000 | 345,000 | 524,000 | 692,000 |
| Noninterest expense | 525,000 | 1,104,000 | 1,718,000 | 2,300,000 |
| Provision for loan losses | 90,000 | 135,000 | 52,000 | -38,000 |
| Pretax income | 377,000 | 813,000 | 1,348,000 | 1,879,000 |
| Income tax | 125,000 | 271,000 | 450,000 | 647,000 |
| Net income | 252,000 | 542,000 | 898,000 | 1,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,565,000 | 6,855,000 | 7,211,000 | 7,545,000 |
| Total capital | 7,188,000 | 7,497,000 | 7,851,000 | 8,174,000 |
| Risk-weighted assets | 49,332,000 | 50,898,000 | 50,803,000 | 49,992,000 |