Call reports 2003
CAIRO BANKING COMPANY — 2003
What CAIRO BANKING COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 86,359,000 | 83,007,000 | 80,299,000 | 86,026,000 |
| Total loans | 39,797,000 | 39,197,000 | 40,806,000 | 39,414,000 |
| Allowance for loan losses | 1,114,000 | 1,092,000 | 1,038,000 | 946,000 |
| Securities available for sale | 28,020,000 | 26,290,000 | 23,678,000 | 26,654,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,490,000 | 68,804,000 | 65,854,000 | 71,441,000 |
| Interest-bearing deposits | 64,917,000 | 62,085,000 | 59,096,000 | 64,322,000 |
| Noninterest-bearing deposits | 7,573,000 | 6,719,000 | 6,758,000 | 7,119,000 |
| Equity capital | 5,781,000 | 6,049,000 | 6,134,000 | 6,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,036,000 | 1,994,000 | 2,922,000 | 3,831,000 |
| Interest expense | 384,000 | 748,000 | 1,081,000 | 1,398,000 |
| Net interest income | 652,000 | 1,246,000 | 1,841,000 | 2,433,000 |
| Noninterest income | 186,000 | 380,000 | 577,000 | 798,000 |
| Noninterest expense | 545,000 | 1,045,000 | 1,560,000 | 2,025,000 |
| Provision for loan losses | -45,000 | -65,000 | -60,000 | -30,000 |
| Pretax income | 342,000 | 646,000 | 918,000 | 1,237,000 |
| Income tax | 109,000 | 205,000 | 292,000 | 394,000 |
| Net income | 233,000 | 441,000 | 626,000 | 843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,634,000 | 5,842,000 | 6,027,000 | 6,244,000 |
| Total capital | 6,282,000 | 6,467,000 | 6,642,000 | 6,886,000 |
| Risk-weighted assets | 51,343,000 | 49,541,000 | 51,092,000 | 51,057,000 |