Call reports 2002
CAIRO BANKING COMPANY — 2002
What CAIRO BANKING COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 76,996,000 | 77,932,000 | 82,281,000 | 79,884,000 |
| Total loans | 43,498,000 | 45,937,000 | 46,608,000 | 43,448,000 |
| Allowance for loan losses | 1,281,000 | 1,310,000 | 1,301,000 | 1,108,000 |
| Securities available for sale | 22,613,000 | 26,054,000 | 17,201,000 | 24,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,639,000 | 65,271,000 | 67,408,000 | 65,044,000 |
| Interest-bearing deposits | 57,304,000 | 58,735,000 | 60,801,000 | 57,933,000 |
| Noninterest-bearing deposits | 7,334,000 | 6,536,000 | 6,607,000 | 7,111,000 |
| Equity capital | 5,503,000 | 6,014,000 | 6,487,000 | 6,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,240,000 | 2,513,000 | 3,788,000 | 4,986,000 |
| Interest expense | 500,000 | 959,000 | 1,392,000 | 1,807,000 |
| Net interest income | 740,000 | 1,554,000 | 2,396,000 | 3,179,000 |
| Noninterest income | 197,000 | 441,000 | 659,000 | 873,000 |
| Noninterest expense | 681,000 | 1,354,000 | 1,981,000 | 2,556,000 |
| Provision for loan losses | 0 | -10,000 | -25,000 | -58,000 |
| Pretax income | 257,000 | 652,000 | 1,418,000 | 1,879,000 |
| Income tax | 85,000 | 215,000 | 469,000 | 618,000 |
| Net income | 172,000 | 437,000 | 949,000 | 1,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,488,000 | 5,754,000 | 6,265,000 | 6,577,000 |
| Total capital | 6,130,000 | 6,431,000 | 6,943,000 | 7,238,000 |
| Risk-weighted assets | 50,749,000 | 53,550,000 | 53,623,000 | 52,422,000 |