Call reports 2001
CAIRO BANKING COMPANY — 2001
What CAIRO BANKING COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 75,505,000 | 73,906,000 | 77,895,000 | 77,493,000 |
| Total loans | 45,374,000 | 46,538,000 | 47,586,000 | 43,901,000 |
| Allowance for loan losses | 1,389,000 | 1,408,000 | 1,354,000 | 1,205,000 |
| Securities available for sale | 23,456,000 | 21,480,000 | 19,968,000 | 18,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,183,000 | 65,076,000 | 64,252,000 | 64,058,000 |
| Interest-bearing deposits | 57,766,000 | 57,471,000 | 57,767,000 | 56,853,000 |
| Noninterest-bearing deposits | 7,417,000 | 7,605,000 | 6,485,000 | 7,205,000 |
| Equity capital | 5,933,000 | 6,172,000 | 6,650,000 | 6,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,806,000 | 3,305,000 | 4,797,000 | 6,192,000 |
| Interest expense | 757,000 | 1,454,000 | 2,094,000 | 2,696,000 |
| Net interest income | 1,049,000 | 1,851,000 | 2,703,000 | 3,496,000 |
| Noninterest income | 198,000 | 388,000 | 574,000 | 791,000 |
| Noninterest expense | 681,000 | 1,355,000 | 2,023,000 | 2,625,000 |
| Provision for loan losses | 0 | 0 | -177,000 | -206,000 |
| Pretax income | 566,000 | 884,000 | 1,431,000 | 2,075,000 |
| Income tax | 184,000 | 285,000 | 465,000 | 676,000 |
| Net income | 382,000 | 599,000 | 966,000 | 1,399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,610,000 | 5,827,000 | 6,194,000 | 6,627,000 |
| Total capital | 6,251,000 | 6,505,000 | 6,899,000 | 7,281,000 |
| Risk-weighted assets | 50,564,000 | 53,529,000 | 55,732,000 | 51,780,000 |